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Anders & Anders Blog — What to expect and what we promise

Purpose The purpose of the Anders & Anders Financial Group blog is to educate Florida public employees on all things retirement and investment.   What You’ll Learn Florida public employee Pension options and updates Navigating the D.R.O.P. and Investment Plan programs Real life retirement experiences Investment and Insurance Basics   Our Promises No sales pitches…

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Critical Mass (A Key Financial Concept)

Critical Mass is one of the most important and overlooked financial principals in retirement planning. In this article, we’re going to discuss: What Critical Mass is How to Establish YOUR Critical Mass How to get to Critical Mass How to Invest after you’ve hit Critical Mass   What is Critical Mass? Critical Mass is when…

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Social Security (Alternative) DROP

Many people know about the DROP Program and the many benefits of it, but did you know anyone can do DROP?   For those who are unaware, DROP is where you elect to retire (from the pension plan) and continue to work for up to 5-8 years, all while collecting your pension tax deferred into…

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Finding the Best Investment (Advisor)

Finding the Best Investment (Advisor) A common question that I get is “What’s the best investment?” The answer is: There is no best investment. Each investment has pros and cons. The key is finding an investment that matches what your needs are. Note: If you don’t know what your needs are, do our 5 Needs…

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Understanding Required Minimum Distributions (RMDs)

Understanding Required Minimum Distributions (RMDs)   If you have tax deferred qualified retirement accounts, then eventually you’ll have to start taking out RMD’s (aka Required Minimum Distributions. Qualified retirement accounts are any retirement accounts are any of the following: IRA 403(b) – TSA 457 – Deferred Comp 401(a) – Pension or Special Pay Plans 401(k)…

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