I’ve heard people say, “You know what? I don’t care about my credit score. I don’t want to borrow a bunch of money. I don’t want to be indebted to a bank.” Just because you don’t want to borrow a bunch, and just because you don’t want to become indebted to a bank, it doesn’t…

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I know what you’re thinking. Credit cards are those evil things that put us on debt and enslave us, but they actually have their uses and there’s a way that you can “hack” credit cards. What most people overlook are credit cards have reward systems. They want you to put money on credit cards. Obviously…

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A lot of advisors and companies will offer bond funds and they call them “fixed income”. You might open your statement and you see that you have 40% equities and 60% fixed income, so you might think your 60% safe. But is that actually the case? Well, not really. Bonds don’t work like equities do,…

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It might sound like I’m bashing financial advisors, I actually am one. But you need to know that the words “financial advisor” are not regulated. Anybody can call themselves financial advisors, and they might not have any licenses, credentials, or backgrounds at all. What I’m going to teach you today is how to find out…

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I work with a lot of conservative investors. A lot of times they’ll come in and they’ll have a lot of money sitting in checking or savings, and believe it or not, even under their mattress. They’ll have cash just sitting there. I ask why, and they always say, “Well, I want my money to…

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