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Anders & Anders Blog — What to expect and what we promise

Purpose The purpose of the Anders & Anders Financial Group blog is to educate Florida public employees on all things retirement and investment.   What You’ll Learn Florida public employee Pension options and updates Navigating the D.R.O.P. and Investment Plan programs Real life retirement experiences Investment and Insurance Basics   Our Promises No sales pitches…

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Are You Fearful of Your Retirement Dream?

So many of us start stressing out when change is coming. Even a change that people have looked forward to for decades, it’s still stressful to change course. Many people come into our office and are stressed about their upcoming retirement. Sometimes that stress is warranted, but often times it’s just the amount of unknown…

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How do you define retirement success?

What I’ve learned from working with thousands of retirees is that no two people are alike. That applies not only to your circumstances, but your goals as well. I commonly make references to “The Alaskan Cruise” because it seems like the most sought-after retirement trip for Floridians, but for some people, an Alaskan Cruise is…

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The Comfort Spectrum

Every day, we make financial decisions to give us a level of comfort: air conditioning, vehicles, food, drinks, home improvements, travel – all are to provide some sort of additional comfort. So why should your investments be any different? Many financial professionals and investors purely look at “the best investment” when making recommendations, but sometimes…

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Easy Money Podcast with Don Anders: Episode 18 – The DROP Program

DROP is a very unique option that allows people to keep working for a few years after their retirement and collect their pension while they continue to work. However, most people don’t have this option because they don’t have a pension. This podcast shares how people who have no pension can still get the benefits…

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Certificate of Deposit Investment Alternatives

With interest rates still close to all-time lows, conservative investors are realizing that traditional forms of low-risk investments are not keeping up with inflation. According to Bankrate.com, the average 5-year bank CD is 2.13%, and the average bank money market is 0.12% APY. Considering the inflation is historically 3%, that discrepancy between return on investment…

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Critical Mass (A Key Financial Concept)

Critical Mass is one of the most important and overlooked financial principals in retirement planning. In this article, we’re going to discuss: What Critical Mass is How to Establish YOUR Critical Mass How to get to Critical Mass How to Invest after you’ve hit Critical Mass   What is Critical Mass? Critical Mass is when…

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Easy Money Podcast Episode 17: CD Alternative

Certificate of Deposits at the bank, or CDs, received interest rates of 18, 19, and 20 percent in the 1970s and 80s. Now, the average one year CD gets 0.27 percent. This podcast discusses an alternative for someone who is used to investing in CDs.

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Social Security (Alternative) DROP

Many people know about the DROP Program and the many benefits of it, but did you know anyone can do DROP?   For those who are unaware, DROP is where you elect to retire (from the pension plan) and continue to work for up to 5-8 years, all while collecting your pension tax deferred into…

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