Finding the Best Investment (Advisor)

Finding the Best Investment (Advisor) A common question that I get is “What’s the best investment?” The answer is: There is no best investment. Each investment has pros and cons. The key is finding an investment that matches what your needs are. Note: If you don’t know what your needs are, do our 5 Needs…

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Do you know what you're paying on your investments?

When you shop for something, do you know approximately how much it should cost? Of course you do. You would know that you shouldn’t be paying $10 for a gallon of gas or $20 for a dozen eggs, and most people actively look for the best deals whether it’s coupons or sales. That’s why it’s…

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Understanding Required Minimum Distributions (RMDs)

Understanding Required Minimum Distributions (RMDs)   If you have tax deferred qualified retirement accounts, then eventually you’ll have to start taking out RMD’s (aka Required Minimum Distributions. Qualified retirement accounts are any retirement accounts are any of the following: IRA 403(b) – TSA 457 – Deferred Comp 401(a) – Pension or Special Pay Plans 401(k)…

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Quantifying vs. Qualifying Risk and Fees

Have you been asked a question like this:   “On a scale from 1-10 what is your risk tolerance?” OR “Are you a Conservative, Moderate, or Aggressive investor?”   This is what is called “Qualifying” risk tolerance. Qualifying is great for advisors looking to sell certain plans or products, because it’s a completely subjective scale.…

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